password是密码

这是很多人都知道的

然而

“银行卡密码”也是密码

为啥就不是password？

银行卡密码不是password

在国外购物

如果你的卡有密码

收银员会说：

Your Pin （number），please！

Pin

Personal Identification Number

个人身份识别数字

Pin指的是

我们平时刷卡消费、取现时

输入的数字密码

并且只有数字

不包含字母和特殊字符

什么是password？

password

由字母和数字组成的密码

手机银行、网银的操作密码

（还有各种社交网站、视频网站等等的密码）

再举一个例子

手机解锁时

输入是pin

应用商店上购买app

输入的就是password

无论国内国外

钱的事都是大事

和银行相关的英文用语当然不能少

在银行时你可能会说

I'd like to open an account in your bank.我想在你们银行开户。

I would like to withdrawal 1000 dollars from my saving account.我想要从我存款账户提1000元。

Is there a transaction fee every time I withdraw ?每次提领有没有手续费？

What's your interest rate for your checking accounts?你们的活期存款利率是多少？

What documents should I bring in ?我要带哪些文件呢?

I'd like to apply for a balance statement of my account.我要申请存款证明

I'd like to apply for a credit card我想要办一张信用卡。

I'd like to report the loss of my credit card and cancel it.我要办理信用卡挂失并取消那张卡。

I would like to take out a loan.我想要贷款。

Could you exchange New Taiwan dollars into U.S. dollars?你能帮我将新台币换成美金吗?

What is exchange rate today?今天的兑换率是多少?

Do you offer an inter-bank transfer service?你们有跨行转帐的服务吗？

在银行时你可能会听到

What kind of account would you like to open?你想开什么样的账户？

Do you have any ID with you?我可以看一下你的证件吗?

I need your seal please我需要你的印章。

Please fill in this form first.麻烦先填写这张表单。

Would you like to have an ATM card and a checkbook?你要提款卡跟支票簿吗?

The minimum deposit is $1,000 dollar for saving account储蓄账户需要最低 1,000 元的存款

I'm sorry,this window's closed.Please go to that window.不好意思，那个窗口已经关闭了，请到那一个窗口。

What would you like to exchange?请问你要兑换甚么货币?

There is a service charge of US$20 for wiring the money.我们酌收美金20元汇款手续费。

You have exceeded your credit limit.你已经超出你的信用额度了。

银行相关单词

Account 账户 – Open an account 开账户

Savings account 储蓄账户Balance 余额Check 支票 – Cash the check 兑现支票Traveler’s check 旅行支票

Deposit 存钱 – Make a deposit into 把钱存到…Withdraw 提款Current deposit /Demand deposit 活存账户Fixed deposit /Time deposit 定存账户Interest rate 利率 – Compound interest rate 复利

ATM 提款机Passbook 存折Seal 印章Wire transfer 转帐/汇款

Money order 汇票Money exchange 兑换外币Denomination 面额International fund 海外基金Loan 贷款

Direct money to someone’s account 汇钱至某人的账户Fill out deposit / withdrawal slip 填写存款/提款单